Payment Methods API

const paymentMethod = await afriex.paymentMethods.create({
  channel: "BANK_ACCOUNT",
  customerId: "customer-id",
  accountName: "John Doe",
  accountNumber: "1234567890",
  countryCode: "NG",
  institution: {
    institutionCode: "044",
    institutionName: "Access Bank",
  },
});

const paymentMethod = await afriex.paymentMethods.get("payment-method-id");

const response = await afriex.paymentMethods.list({
  page: 1,
  limit: 20,
});

await afriex.paymentMethods.delete("payment-method-id");

const institutions = await afriex.paymentMethods.getInstitutions({
  channel: "BANK_ACCOUNT",
  countryCode: "NG",
});
 
// Returns: Institution[]
// { institutionId, institutionName, institutionCode }

const accountInfo = await afriex.paymentMethods.resolveAccount({
  channel: "BANK_ACCOUNT",
  accountNumber: "1234567890",
  institutionCode: "044",
  countryCode: "NG",
});
 
// Returns: { recipientName, recipientEmail, recipientPhone }

const response = await afriex.paymentMethods.getCryptoWallet({
  asset: "USDT", // or 'USDC'
  customerId: "optional-customer-id",
});
 
// Returns: { data: [{ address, network }], total, page }

// Standard virtual account (default)
const virtualAccount = await afriex.paymentMethods.getVirtualAccount({
  currency: "USD",
  amount: 1000, // Optional
  customerId: "optional-customer-id",
});
 
// Pool account — shared business pool for a customer's country
const poolAccount = await afriex.paymentMethods.getVirtualAccount({
  type: "POOL_ACCOUNT",
  currency: "NGN",
  country: "NG",
  amount: 5000,
  customerId: "customer-id",
  reference: "optional-ref",
});